Loading...
HomeMy WebLinkAboutResolution - 83-96 - Final Approval - MIDB's - Lake Ridge Associates - George Konik - $425,000 - 05/03/1983 Member _ Paul_ Redpath__ introduced the following resolution and moved its adoption : RESOLUTION NO . 1'� = -► RESOLUTION RELATING TO $425 , 000 FIRST MORTGAGE COM4ERCIAL DEVELOPMENT REVENUE BO11D (LAKE RIDGE ASSOCIATES PROJECT ) AUTHORIZING THE ISSUANCE THEREOF PURSUANT TO MINNESOTA STATUTES , CHAPTER 474 BE IT RESOLVED by the City Council of the City of Eden Prairie, Minnesota , as follows : Section 1 . Definitions . 1 . 01 . In this Resolution .-he following terms have the following respective meanings unless the context hereof or use herein_ clearly requires otherwise : Act : the Minnesota Municipal Industrial Development Act , Minnesota Statutes , Chapter 474 , as amended; Assignment : the Assignment of Rents and Leases to be given by the Partnership to the Lender ; Bond: the $425 , 000 First Mortgage Commercial Development Revenue Bond ( Lake Ridge Associates Project ) to be issued by the City pursuant to this Resolution ; City: the City of Eden Prairie , Minnesota , its successors and assigns ; Guaranty : the Guaranty Agreement to be given by George S . Konik and William G . Lindsay to the Lender ; Holder : the Lender or any person to whom the Bond has been assigned pursuant to Section 5 . 04 of this Resolution ; Improvements : the approximately 5 , 500 square foot office building and related facilities and improvements to be acquired and constructed on the Land ; Land : the real estate located in the County of Hennepin , State of Minnesota , and legally described in E::hibit A to the Mortgage ; Lender : First National Bank of Minneapolis , a national banking association , its successors and assigns ; Loan Agreement : the Loan Agreement to be entered into between the City and the Partnership ; Mortgage : the Mortgage and Security Agreement to be entered into between the Partnership , as mortgagor , and the Lender , as mortgagee ; Organizational Documents : the following documents , each of which shall be in form and substance acceptable to the Lender : ( i ) A copy of the Partnership Agreement establishing and organizing the Partnership . ( ii ) An opinion or opinions of counsel reasonably acceptable to the Lender indicating that each of the documents referred to in Section 3 . 03 of this Resolution have been duly executed and delivered and are legal and binding obligations of the Partnership, the City and the Guarantors , enforceable in accordance with their terms ; Partnership : Lake Ridge Associates , a Minnesota general partners_aip in which George S . Konik and William G . Lindsay each own a 50% interest in capital and profits , and its permitted successors and assigns under the Loan Agreement ; Pledge Agreement : the Pledge Agreement to be given by the City to the Lender ; Project : the Improvements and the Land which are to be acquired and constructed by the Partnership in accordance with the terms of the Loan Agreement ; _Project Costs : those costs defined as Project Costs in Section 1 . 01 of the Loan Agreement ; and Resolution : this resolution of the City . Section 2 . Finding-s . it is hereby found and declared that : ( a ) based upon representations made to the City by representatives of the Partnership as to the nature of the Project , the real property and improvements described in the Loan Agreement and the mortgage comprising the Project constitute a project authorized by the Act ; (b ) the purpose of the Project is , and the effect thereof will be , to promote the public welfare by the -2-- attraction , encouragement and development of economically sound commerce so as to prevent the emergence of or to rehabilitate , so fay as possible , blighted and marginal lands and areas of chronic unemployment ; the retention of commerce to use the available resources of the community in order to retain the benefit of its existing investment in educational and public service facilities ; halting the movement of talented, educated personnel of mature age to other areas and thus preserving the economic and human resources needed as a base for providing governmental services and facilities ; and more intensive development of land available in the community to provide an adequate and better balanced tax base to finance the increase in the amount and cost of governmental services ; ( c ) the Project when completed will add to the tax base of the City, and will accordingly be of direct benefit to the taxpayers of the City as well as those of the County of. Hennepin and the school district in which the Project is located ; ( d ) the Project has been approved by the Department of Commerce of the State of Minnesota ; ( e) the financing of the acquisition and construction of the Project , the issuance and sale of the Bond , the execution and delivery of the Loan Agreement and the Pledge Agreement , and the performance of all covenants and agreements of the City contained in the Bond , the Loan Agreement and the Pledge Agreement and of all other acts and things required under the Constitution and laws of the State of Minnesota to make the Bond , the Loan Agreement and the Pledge Agreement valid and binding obligations of the City in accordance with their terms , are authorized by the Act ; ( f ) it is desirable that the pond in the amount of $425 , 000 be issued by the City upon the terns set forth herein, and that the City pledge its interest in the Loan Agreement and grant a security interest therein to the Lender pursuant to the Pledge Agreement as security for the payment of the principal of , premium , ta_Kes and late charges , if any , and interest on the Bond ; and the City has not heretofore pledged , assigned or otherwise encumbered its interest in the Loan Agreement ; ( g ) the loan payments contained 4n -r,e Loan = creement clre fi::ed. , and r'eQu1LGc Lcl De - r-v'_S& _ _ r: _I'me rG 'mP as ?161cessar'171 so O _Dr"Gt.L. �� i cc�'^t= C_enL to provide -or prompt na mt'.,: rE':m,.1:m, f j taxes and late charges , if any, and interest on the Bond when due , and the Loan Agreement also provides that the Partnership is required to pay all expenses of the operation and maintenance of the Project , including, but without limitation, adequate insurance thereon and all taxes and special assessments levied upon or with respect to the Project and payable during the term of the Loan Agreement ; ( h) under the provisions of Minnesota Statutes , Section 474 . 10 , the Bond is not to be payable from nor charged upon any funds of the City other than the revenue pledged to the payment thereof ; the City is not subject to any liability thereon_; no Holder of the Bond shall ever have the right to compel any exercise of the taxing power of the City to pay the Bond or the interest thereon, nor to enforce payment thereof against any property of the City other than those rights and interests of the City under the Loan Agreement which have been pledged to the Lender by the Pledge Agreement ; the Bond shall not constitute a charge , lien or encumbrance , legal or equitable , upon any property of the City other than those rights and interest s of the City under the Loan Agreement which have been pledged to the Lender by the Pledge Agreement ; and the Bond shall recite that the Bond , including interest thereon, is payable solely from the revenue pledged to the payment thereof and shall not constitute a debt of the City within the meaning of any constitutional or statutory limitation; ( i ) the execution and delivery of the Loan Agreement , the Pledge Agreement and the Bond will not conflict with , or constitute on the part of the City a breach of or a default under , any existing agreement , indenture, mortgage , lease or other instrument to which the City is subject or is a party or by which it is bound; provided that this finding is made solely for the purpose of estopping the City from denying the validity of the Loan Agreement , the Pledge Agreement or the Bond by reason of the existence of any facts contrary to this finding; ( j ) no litigation is pending or , to the best knowledge of the members of this Council , threatened against the City questioning the organization or boundaries of the City or the right of any officer of the City to hold his or her office , or in any manner questioning the right and power of the City to execute and deliver the Bond , or otherwise questioning the validity of the Bond or the execution , delivery or validity of the Loan Agreement or the Pledge Agreement , or questioning the appropriation of revenues to payment of the Bond or the right of the City to loan the proceeds of the Bond to the Partnership; -4- (k ) all acts and things required under the Constitution and the laws of the State of Minnesota to make the Loan Agreement , the Pledge Agreement and the Bond the valid and binding obligations of the City in accordance ,^,ith their terms will have been done upon adoption of this Resolution and execution of the Loan Agreement , the Pledge Agreement and the Bond; provided that this finding is made solely for the purpose of estopping the City from denying the validity of the Loan Agreement , the Pledge Agreement or the Bond by reason of the existence of any facts contrary to this finding; and ( 1 ) the City is duly organized and existing under the Constitution and the laws of the State of Minnesota and is authorized to issue the Bond in accordance with the Act . Section 3 . Authorization and Sale . 3 . 01 . Authorization . The City is authorized by the Act to issue revenue bonds and loan the proceeds thereof to business enterprises to finance the acquisition of "projects , " as defined in the Act , and to make all contracts , execute all instruments and do all things necessary or convenient in the exercise of such authority . 3 . 02 . Preliminary City Approval . By preliminary resolution duly adopted by the Council on November 16 , 1982 , after a public hearing held on that date , this Council approved the sale of a revenue obligation pursuant to the Act and the loan of the proceeds to the Partnership for the acquisition , construction and equipping of the Project suitable and designed for use as an office build3.ng and authorized the preparation of such documents as may be appropriate to the Project . 3 . 03 . Approval of Documents . Pursuant to the foregoing, there have been prepared and presented to the Council copies of the following documents , all of which are now, or shall be , placed on file in the office of the City Clerk : ( a) Assignment ; (b) Loan Agreement ; ( c ) Mortgage ; (d) Guaranty; and ( e ) Pledge Agreement . -5- The forms of the documents listed in ( a) through ( e ) above are approved , with such variations , insertions and additions as are deemed appropriate by the parties and approved by the City Attorney . Section 4 . Author izations . Upon the completion of the Loan Agreement and the Pledge Agreement approved in Section 3 . 03 hereof and the execution thereof by the Partnership and the Lender , as the case may be , the Mayor and the City Manager shall execute the same on behalf of the City and , together with the City Clerk , shall execute the Bond in substantially the form approved in Section 5 . 01 hereof on behalf of the City, and shall execute such other certifications , documents or instruments as bond counsel or counsel for the Lender shall require , subject to the approval of the City Attorney, and all certifications , recitals and representations therein shall constitute the certifications , recitals and representations of the City . Execution of any instrument or document by one or more appropriate officers of the City shall constitute , and shall be deemed the conclusive evidence of , the approval and authorization by the City and the Council of the instrument or document so executed . Section 5 . The Bond . 5 . 01 . Form and Authorized Amount . The Bond shall be issued substantially in the form presented to the Council and se-c for•::h as Exhibit A to this Resolution with such appropriate variations , omissions and insertions as are permitted or required by this Resolution , in the total principal amount of $425 , 000 . The terms of the Bond are set forth therein , and such terms , including but not limited to provisions as to interest rate , dates and amount of payment of principal and interest and prepayment privileges , are incorporated by reference herein . 5 . 02 . Execution . The Bond shall be executed on behalf of the City by the signatures of the Mayor and the City Manager and shall be sealed with its corporate seal and attested by the City Clerk . In case any officer whose signature shall appear on the Bond shall cease to be such officer before the delivery thereof , such signature shall nevertheless be valid and sufficient for all purposes . 5 . 03 . Mutilated , Lost and Destroyed Bond . In case the Bond shall become mutilated or be destroyed or lost , the City shall cause to be executed and delivered a new Bond of like outstanding principal amount and tenor in exchange and substitution for and upon cancellation of the mutilated Bond , or in lieu of and in substitution for such Bond destroyed or -6- lost , upon payment by the Holder of the expenses and charges of the City in connection therewith , and, in case the Bond is destroyed or lost , filing by the Holder with the City evidence satisfactory to it of such loss or destruction_ . 5 . 04 . Assignment . The Bond may be assigned by the Holder , from time to time , by endorsement thereon or by separate written instrument ; provided that notice of any such assign-ment shall be given in writing to the City and the Partnership . At the request of the Holder , the Bond shall be registered on the books of -the City , subject to the conditions set forth in the form of the Bond attached hereto as Exhibit A . 5 . 05 . Delivery and Use of Proceeds . Prior to delivery of the Bond , the documents referred to in Section 3 . 03 hereof shall be completed and executed in form and substance as approved by the City Attorney and an original , executed counterpart of each such document shall be delivered to the Lender , together with the Organizational Documents . The City shall thereupon deliver to the Lender the Bond in the total principal amount of $425 , 000 , together with a copy , duly certified by the City Clerk , of this Resolution and such closing certificates as are required by bond counsel and are approved by the City Attorney . Upon delivery of the Bond and the above items to the Lender , the Lender shall , on behalf of the City , disburse the proceeds of the Bond to the Partnership in reimbursement of , or to its order for payment of , Project Costs pursuant to the provisions of the Loan Agreement . The Partnership shall provide the City with a full accounting of all funds disbursed for Project Costs , Section 6 . Limitations of the City ' s_ O_b_li�ations . Notwithstanding anything contained in the Bond, the Loan Agreement or the Pledge Agreement or any other documents referred to in Section 3 . 03 hereof , the Bond shall not constitute a debt of the City within the meaning of any constitutional or statutory limitation , and shall not be payable from nor charged upon any funds other than the revenue pledged to the payment thereof , and the City shall not be subject to any liability thereon, and no Holder of the Bond shall ever have the right to compel any exercise of the taxing power of the City to pay the Bond or the interest thereon_ , or to enforce payment thereof against any property of the City other than those rights and interests of the City under the Loan Agreement which have been pledged to the Lender by the Pledge Agreement , and the Bond shall not constitute a charge , lien or encumbrance , legal or equitable , upon any property of the City other than those rights and interests of the City -7- l under the Loan Agreement which have been pledged to the Lender by the Pledge Agreement . The agreement of the City to perform the covenants and other provisions contained in this Resolution or the Bond , the Loan Agreement or the Pledge Agreement and the other documents listed in Section 3 . 03 hereof shall be subject at all times to the availability of revenues furnished by the Partnership sufficient to pay all costs of such performance or the enforcement thereof , and the City shall not be subject to any personal or pecuniary liability thereon other than as stated above . Adopted : May 3 , 1983 . Mayor Attest : r9' - City Clerk t -8- The motion for the adoption of the foregoing resolution was duly seconded by Member =.Q_ _��.��_I�,y , and , upon vote being taken thereon, -the following voted in favor thereof : Pr.a.e�, sue,, U � , e_� and the following voted against the same : n Q-r\.g- . whereupon said resolution was declared duly passed and adopted and was signed by the Mayor , which signature was attested by the City Clerk . t -9- E}:HIBIT A UNITED STATES OF A.MERICA STATE OF MINNESOTA COUNTY OF HENNEPIN CITY OF EDEN PRAIRIE First Mortgage Commercial Development Revenue Bond ( Lake Ridge Associates Project ) No . R-1 $425 , 000 The City of Eden Prairie , Minnesota , a municipal corporation of the State of Minnesota ( the City) , for value received hereby promises to pay to First National Bank of Minneapolis , a national banking association , or its assigns ( the Holder ) , at the principal office of the First National Bank of Minneapolis , in Minneapolis , Minnesota , or such other place as the Holder may designate in writing , solely from the source and in the manner hereinafter provided , the principal sum of FOUR HUNDRED TWENTY-FIVE THOUSAND DOLLARS ( $ 425 , 000 ) , with interest on the unpaid principal balance at the rate of eleven and one-half percent ( 11 1/20 ) per annum, in any coin or currency which at the time or times of payment is legal tender for the payment of public and private debts in the United States of America . The principal of and interest on this Bond are payable in installments due as follows : ( a ) On June 1 , 1983 , there shall be due and payable an amount equal to the interest accrued on the unpaid principal balance hereof . (b) On July 1 , 1983 , and on the first day of each and every calendar month thereafter to and including May 1 , 1993 , principal and interest shall be due and payable in equal monthly installments in an amount equal to Four Thousand Three Hundred Twenty Dollars ( $4 , 320 ) , with a final payment of all unpaid principal and interest hereon on ,June 1 , 1993 . The rate of interest per annum payable under this Bond and the amount of the monthly installment payments of principal and interest provided for in the foregoing paragraph are subject to adjustment as hereinafter provided in this Bond . All payments of principal and interest pursuant to the foregoing paragraph shall be applied first to interest due on the outstanding principal balance and thereafter in reduction, of said principal balance . All interest hereon shall be computed on the assumption that each year contains three ( hundred sixty ( 360) days and is composed of twelve ( 12 ) thirty-day months . If any payment of principal or interest on this Bond is not paid when due , each and every such delinquent payment , including the entire principal balance and accrued interest in the event of an acceleration of this Bond, shall bear interest to the extent permitted by law at the rate of interest per annum then payable under this Bond , from its due date until payment . Adjustments to Interest Rate If the Holder_ receives notice of a Determination of Taxability ( as defined in Section 4 . 08 of the Loan Agreement hereinafter referred to ) , the rate of interest then payable under this Bond shall automatically be increased , effective as of the Date of Taxability ( as defined in Section 4 . 08 of the Loan Agreement ) , to a rate equal to 14 . 75% per annum ( the Taxable Rate) , in which event the monthly installment payments of principal and interest by the City required hereunder in clause (b) of the first paragraph of this Bond from and after the Date of Taxability shall be recomputed at such interest rate , assuming the outstanding amortization of principal hereof over an assumed term concluding June 1 , 2008 , and the City shall ( 1 ) promptly pay to the Holder hereof and to any prior Holder affected thereby, as their interests may appear , the aggregate difference between ( a ) the amounts actually paid hereunder between the Date of Taxability and the date of such payment , and (b) the amounts which would have been due during such period if the increased interest rate had been in effect , and ( 2 ) thereafter pay to the Holder hereof monthly payments of principal and interest as so recomputed . The provisions of this paragraph shall survive the payment of this Bond . The Holder shall notify in writing the City and the Partnership hereinafter referred to , as soon as practicable after the receipt thereof , of its receipt of a Determination of Taxability and of the consequent increase in interest rate and monthly installment payments required hereunder . In the event an investigation or audit is commenced by the Internal Revenue Service questioning the federal income tax exemption of the interest payable on this Bond , or in the event the Holder , or the Partnership on behalf of the Holder , chooses to contest any statutory notice of deficiency , ruling of the Internal Revenue Service or judgment of a court of competent jurisdiction, the Holder may , at its option , by written notice to the City and the Partnership , increase the rate of interest on this Bond to the Taxable Rate and require that the Citv mane payments from the date of such notice based ur)cn such increased rate . The additional funds collected as a resulr of the rate increase and additional payment required by the preceding sentence shall be placed in escrow by the Holder and shall bear interest at the regular passbook rate for federal savings and -2- loan associations . In the event the investigation , audit or contest is finally resolved in favor of the Holder and the interest on this Bond was , and continues to be , exempt from federal income taxation , the funds held in such escrow account , including any interest earnings thereon , shall be paid to the Partnership on behalf of the City , and the rate of interest hereunder ( together with all payments hereunder ) thereafter shall be adjusted to that which would have been in effect but for the increase in interest rate pursuant to this paragraph . In the event the investigation , audit or contest is finally resolved against the Holder and the interest on this Bond is held subject to federal income taxation, the amount on hand in the escrow account shall be applied , to the extent necessary , to the additional payments then due by the City to the Holder pursuant to clause ( 1 ) of the preceding paragraph , and the balance , if any , returned to the Partnership on behalf of the City . The Holder shall supply information to , and otherwise fully cooperate with , the Partnership in any such contest by the Partnership . Holder ' s Right_ To Call Bond Upon the occurrence of a Determination of Taxability , the Holder may, at its option , declare the unpaid principal balance of this Bona , together with the applicable prepayment premium hereinafter prescribed all. accrued and unpaid interest hereon and any other indebtedness due hereunder , due and payable in full as of any installment payment date , upon thirty ( 30 ) days ' prior written, notice to the Partnership and the City unless the Partnership consents in writing to a shorter notice period . Cites Right To Prepay Bond Upon the occurrence of a Determination of Taxability , the City shall have the right , at its option , to prepay on any installment payment date the entire outstanding principal amount of this Bond by paying to the Holder such outstanding principal amount , with the applicable prepayment premium hereinafter prescribed and all accrued and unpaid interest hereon and any other sums due hereunder . In order to exercise such right , the City shall give the Holder at least thirty ( 30 ) days ' written notice of prepayment , unless the Holder consents in writing to a shorter notice period . In addition , the City may from time to time , upon thirty ( 30 ) days ' prior written notice to the Holder unless the Holder consents in writing to a shorter notice period, prepay the unpaid principal balance hereof , in whole or in part , and , if in part , in integral multiples of $ 100 , 000 , on any installment payment date , with the applicable prepayment premium hereinafter prescribed . Unless expressly provided to the contrary herein, any payment of principal of this Note before such principal is due and payable pursuant to subparagraph (b) of the first paragraph hereof , whether at the option of the Partnership , the City or the Holder , or by acceleration of the maturity hereof upon an event of default , shall be accompanied by payment of a prepayment premium equal to the present value on the date of prepayment ( applying the Government Yield ( as hereafter defined) determined as of the date of prepayment as the discount factor ) of the stream of equal monthly payments , in number equal to the number of whole months between the date of prepayment and June 1 , 1993 , in an amount equal to the principal amount being prepaid multiplied by the amount 12 3/4% exceeds the Government Yield determined as of the prepayment date , multiplied by a fraction the numerator of which equals the number of days from the date of prepayment to June 1 , 1993 ( assuming a 360-day year of twelve 30-day months ) and the denominator of which equals 360 , all divided by the number of whole months between the date of prepayment and June 1 , 1993 ; provided that no prepayment premium shall be payable if the Government Yield determined as of the date of prepayment equals or exceeds 12 3/4o . The Holder shall apply any such prepayment against the applicable prepayment premium and then against the unpaid principal amounts due hereunder , if the entire unpaid principal balance and interest thereon is not paid in full , and no partial prepayment shall postpone , defer or reduce the amount of the monthly installment payments otherwise due hereunder . In the event the Holder applies the net proceeds of insurance or condemnation awards upon the occurrence of certain events of damage , destruction or condemnation of the property subject to the Mortgage ( as hereinafter defined ) to the payment of this Bond , as provided in Sections 5-1 and 5-2 of said Mortgage , such application_ shall , so long as no event of default hereunder or under the Loan Agreernent , the Mortgage or the Assignment ( as hereinafter defined) has occurred and is continuing , be made without any prepayment penalty or premium . As used herein , "Government Yield'' means , as of the date of determination , the yield on actively traded United States Treasury Securities ( as published by the Federal. Reserve Bank of New York ) having a maturity date closest to June 1 , 1993 , all as determined by the -:older in accordance with its regular business practice consistently applied . Purnose_and Security This Bond is issued by the City for the purpose of providing funds to be loaned to Lake Ridge Associates , a Minnesota general partnership ( the Partnership) , pursuant to the terms of a Loan Agri3ement , of even date herewith (the Loan Agreement ) , to be used to pay the cost of a project , within the meaning of Minnesota Statutes , Section 474 . 02 , Subdivision la, consisting of the acquisition of certain land located in the City and the acquisition , construction and equipping thereon of an approximately 5 , 500 square foot office building and related facilities and improvements ( the Project ) . This Bond is secured by a Pledge Agreement , of even date herewith ( the Pledge Agreement ) , by the City to First National Bank of Minneapolis , a national banking association ( together with its successors and assigns , the Lender ) , by a Mortgage and Security Agreement , of even date herewith ( the Mortgage) , between the Partnership , as mortgagor , and the Lender , as mortgagee , by an Assignment of Rents and Leases , of even date herewith ( the Assignment ) , from the Partnership to the Lender , and by a Guaranty Agreement , of even date herewith ( the Guaranty) , from George S . Konik and William G . Lindsay , residents of the State of Minnesota ( the Guarantors ) , to the Lender . The disbursement of the proceeds of this Bond is subject to the terms and conditions of the Loan Agreement . This Bond is being issued contemporaneously with a Second Mortgage Commercial Development Revenue Bond ( Lake Ridge Associates Project ) , of even date herewith ( the Second Mortgage Bond) , issued by the City in the principal amount of $84 , 940 to finance a portion of the cost of acquisition and construction of the Project . The Second Mortgage Bond is secured by a mortgage lien on and security interest in the Project , as well as an assignment of rents and leases with respect thereto , which are subordinate to the lien and interests granted by the Mortgage and Assignment . The Second Mortgage Bond is further secured by a Guaranty Agreement given by the Guarantors . This Bond is issued pursuant to and in full compliance with the Constitution and laws of the State of Minnesota , including Minnesota Statutes , Chapter 474 , and pursuant to a resolution duly adopted by the City Council on May 3 , 1983 ( tile Resolution) , and , together with interest hereon and any premiums , taxes , penalties , late charges or other amounts payable hereunder , however designated , is a special obligation of the City payable solely from payments to be received by the City pursuant ro the Loan Agreement and from disposition of the property which secures payment of this Bond . This Bond , the interest hereon and any premiums , taxes , penalties , late charaes or other amounts pavable hereunder , however designated , shall never constitute a debt of the City within the meaning of any constitutional provlslo-i, or Statutory llmii_at 'On •=tnd. shall IIever constitute or jjiv 1S tc; a charge against _ tS genera_ credit or taxing powers , anc7 tL'r? :?ot p aVaCl fi'C?m Ivor a charge apor. any funds of the City ether than the revenues pledged _o the payment thereof . This Bond, the interest hereon and any premiums , taxes , penalties , late charges or other amounts payable hereunder , however designated , do not constitute a charge , lien or encumbrance , legal or equitable , upon any property of the City , except the revenues to be received by the Citv under the Loan Agreement , and the agreement of the City to perform or cause the performance of the covenants and other provisions herein referred to shall be limited at all times to the availability of revenues from the Loan Agreement , the Assignment , the Mortgage and the Guaranty sufficient to pay all costs of such performance or the enforcement thereof . The provisions of this paragraph shall , for all purposes of this Bond , be controlling and be given full force and effect , anything else to the contrary in this Bond notwithstarding . All of the agreements , conditions , covenants , provisions and stipulations contained in the Mortgage , the Resolution , the Loan Agreement , the Pledge Agreement , the Assignment and the Guaranty are hereby made a part of this Bond to the same extent and with the same force and effect as if they were fully set forth herein . It is agreed ghat time is of the essence of this Bond . I £ a default occurs in any payment due under this Bond and is not cured within ten ( 10 ) days after the date such +, payment is due , or if any Event of Default shall occur under the Mortgage , the Loan Agreement or the Assignment then the Holder may at its right and option declare immediately due and payable without notice ( except as required by the terms of such documents ) the principal balance of this Bond and interest accrued thereon , and such sum together with any reasonable attorneys ' fees incurred by the Holder in collecting, or enforcing payment thereof , whether suit be brought or not , and all other sums due hereunder , including applicable prepayment premium, if any , or under the Mortgage , the Loan Agreement or the Assignment , anything to the contrary therein notwithstanding , and payment thereof may be enforced and recovered in whole or in part , at any time , by one or more of the remedies provided in this Bond , the Mortgage , the Loan Agreement or the Assignment . The remedies of the Holder , as provided herein and in the Mortgage , the Loan Agreement , the Assignment and the Guaranty , shall be cumulative and concurrent ; may be pursued singly, successively or together and at the sole discretion of the Holder ; and may be exercised as often as occasion therefor shall occur . The failure to exercise any such Light or remedy shall in no event be construed as a waiver or release thereof . The City , for itself , its successors and assigns , !' subject to limitation of the Citv ' s liability , hereby guarantees payment of this Bond and waives diligence , demand , _6_ presentment , protest and notice of dishonor and suretyship defenses generally, and agrees that without any notice , the Holder hereof may from time to time forbear or otherwise delay in enforcing its rights hereunder or under any other document given to secure this Bond ; or , the Holder hereof may from time to time release any part or parts of the property and interests subject to the Mortgage or to any such other document from the same , with or without consideration, without releasing any party liable hereon or any guarantor or surety of payment hereof ; provided that any material modification of the terms and conditions of this Note shall not be effective without the written consent of the City . Negotiation and Re i s-r ar_ ion .As provided in the Resolution, this Bond may be assigned by the Holder , from time to time , by an endorsement hereon or by other writing ; provided that notice of such assignment shall be given in writing to the City and the Partnership. .Subject to the conditions set forth herein , the City will , upon request of the Holder , register this Bond upon its books . Upon such registration , this Bond shall be transferable only by the Holder hereof in person or by its attorney duly authorized in writing by registration hereon and on the books of the City kept for that purpose at the office of the City Clerk and upon surrender hereof together with a written instrument of transfer satisfactory to the City Clerk , duly executed by the Holder or its attorney duly authorized in writing . Upon such transfer , the City Clerk will note the date of registration and the name and address of the new Holder upon the books of the City and in the registration blank appearing below . The City may deem and treat the person in whose name this Bond is last registered upon the books of the City , with such registration also noted on this Bond, as the absolute owner hereof , whether or not this Bond is overdue , for the purpose of receiving payment of or on account of the principal hereof , interest hereon or any other sums payable hereunder , and for all other purposes , and all such payments so made to the Holder or upon its order shall be valid and effectual to satisfy and discharge the liability on this Bond to the extent of the sum or sums so paid, and the City shall not be affected by any notice to the contrary . . Severability If any term of this Bond , or the application thereof to any person or circumstances , shall , to any extent , be invalid or unenforceable , the remainder of this Bond , or the -7- application of such term to persons or circumstances other than those as to which it is invalid or unenforceable , shall not be affected thereby, and each. term of this Bond shall be valid and enforceable to the fullest extent permitted by law . Successors in interest This Bond applies to , inures to the benefit of , and is binding not only on the parties hereto , but on their successors and assigns . The term "Holder " shall mean the holder and owner of this Bond , whether or not named as Holder herein . Modifications This Bond may not be amended , modified or changed nor shall any waiver of any provision hereof be effective , except only by an instrument in writing and signed by the party against whom enforcement of any waiver , amendment , change , modification or discharge is sought . It is intended that this Bond is mGde with reference to and shall be construed as a Minnesota contract and governed by the laws thereof . IT IS HEREBY CERTIFIED AND RECITED that all conditions , acts and things required to exist , happen and be performed precedent to or in the issuance of this Bond do exist , have happened and have been performed in regular and due form, time and manner as required by law . IN WITNESS WHEREOF, the City has caused this Bond to be duly executed by its duly authorized officers and its corporate seal to be affixed hereto , all as of this day of May, 1983 . CITY OF EDEN PRAIRIE , MINNESOTA Y_ ( SEAL ) �� ' Mayor Attest ; Countersigned : �ty Clerk City Manager i i Certificate of Registration It is hereby certified that , at the request of the Holder of the within Bond , the City of Eden Paririe , Minnesota , has on the date noted below registered the principal of and interest on this Bond , in the name of such Holder , as indicated in the registration blank below, on the books kept by the undersigned for such purpose : Name of Authorized Registered Date of Signature - Owner Registration of City. Clerk First National Bank of Minneapolis May 1983 -9 -