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HomeMy WebLinkAboutResolution - 81-243 - Final Apprival - MIDB's - Kinder Care Learning Center - $250,000 - 12/15/1981 FINAL NOTE RESOLUTION CITY OF EDEN PRAIRIE $250, 000 COMMERCIAL DEVELOPMENT REVENUE NOTE OF 1981 (KINDER-CARE LEARNING CENTER PROJECT) ADOPTED : December 15 , 1981 I. NOTE RESOLUTION (This Table of Contents is not a part of this Resolution, but is included for convenience only) TABLE OF CONTENTS ARTICLE ONE - DEFINITIONS, LEGAL AUTHORIZATION Page ANDFINDINGS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Section 1-1 . Definitions . . . . . . . . . . . . . . . . . . . . . . 1 Section 1-2 . Legal Authorization. . . . . . . . . . . . . . 3 Section 1-3 . Findings. . . . . . . . . . . . . . . . . . . . . . . . . 3 Section 1-4. Authorization and Ratification of Project. . . . . . . . . . . . . . . . . . . . . . . 5 ARTICLETWO - NOTE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Section 2-1 . Authorized Amount and Form of Note. . . . . . . . . . . . . . . . . . . . . . . . . . 6 Section 2-2 . The Note. . . . . . . . . . . . . . . . . . . . . . . . . 15 Section 2-3 . Execution. . . . . . . . . . . . . . . . . . . . . . . . 15 Section 2-4 . Delivery of Note. . . . . . . . . . . . . . . . . 15 Section 2-5 . Disposition of Note Proceeds . . . . 16 Section 2-6 . Registration of Transfer. . . . . . . . . 16 Section 2-7 . Mutilated, Lost or Destroyed Note 16 Section 2-8 . Ownership of Note. . . . . . . . . . . . . . .. . 17 Section 2-9 . Limitation on Note Transfers . . . . . 17 Section 2-10 . Issuance of New Notes . . . . . . . . . . . . 17 ARTICLE THREE - GENERAL COVENANTS. . . . . . . . . . . . . . . . . . . . 18 Section 3-1 . Payment of Principal and Interest 18 - Section 3-2 . Performance of and Authority' for Covenants . . .. . . . . . . . . . . . . . . . . . 18 Section 3-3 . Enforcement and Performance of Covenants. . . . . . . . . . . . . . . . . . . . . . . . 18 Section 3-4 . Nature of Security. . . . . . . . . . . . . . . 19 ARTICLE FOUR - MISCELLANEOUS . . . . . . . . . . . . . . . . . . . . . . . . . 20 Section 4-1 . Severability. . . . . . . . . . . . . . . . . . . . . 20 Section 4-2 . Authentication of Transcript. . . . . 20 Section 4-3 . Registration of Resolution. . . . . . . 20 Section 4-4. Authorization to Execute Agreements . . . . . . . . . . . . . . . . . . . . . . . 20 SIGNATURES . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . 21 NOTE RESOLUTION BE IT RESOLVED by the City Council of the City of Eden Prairie, Minnesota, as follows : ARTICLE ONE DEFINITIONS, LEGAL AUTHORIZATION AND FINDINGS 1-1 . Definitions . The terms used herein, unless the context hereof shall require otherwise shall have the following meanings, and any other terms defined in the Loan Agreement shall have the same meanings when used herein as assigned to them in the Loan Agreement unless the context or use thereof indicates another or different meaning or intent. Act: the Minnesota Municipal Industrial Development Act, Minnesota Statutes, Chapter 474, as amended; Assignment of Leases and Rents: the agreement to be executed by the Borrower assigning all the rents, issues and profits derived from the Project to the Lender to secure the repayment of the Note and interest thereon; Bond Counsel: the firm of Briggs and Morgan, Professional Association, of St. Paul and Minneapolis, Minnesota, and any opinion . of Bond Counsel shall be a written opinion signed by such Counsel; Borrower: Westin and Hesse Partnership, a Minnesota general partnership, its successors, assigns, and any surviving, resulting or transferee business entity which may assume its obligations under the Loan Agreement; City: the City of Eden Prairie, Minnesota, its successors . and assigns; Construction Fund: the fund established by the City pursuant to this Resolution and into which the proceeds of the Note will be deposited; Construction Loan Agreement: the agreement to be executed by the City, the Borrower and the Lender, relating to the disbursement and payment of Project Costs for the construction and installation of the Improvements; Guarantors : collectively, Carl O. Westin and Harold F. Hesse,- Guaranty: the personal guaranty to be executed by the Guarantor in favor of the Lender; Improvements : the structures and other improvements, including any tangible personal property, to be constructed or installed by the Borrower on the Land in accordance with the Plans and Specifications; Land: the real property and any other easements and rights described in Exhibit A attached to the Loan Agreement; Lease: the Lease of the Project dated , between Richard J. Nordlund, as lessor, and the Tenant, as lessee, which lease will be assigned by Richard J. Nordlund to the Borrower; Lender: First National Bank of Chaska, in Chaska, Minnesota, its successors and assigns ; Loan Agreement : the agreement to be executed by the City and the Borrower, providing for the issuance of the Note and the loan of the proceeds thereof to the Borrower, including any amendments or supplements thereto made in accordance with its provisions; Mortgage :_ the Mortgage, Security Agreement and Fixture Financing Statement to be executed by the Borrower, as mortgagor, to the Lender, as mortgagee, securing payment of the Note and interest thereon; Note: the $250, 000 Commercial Development Revenue Note of 1981 (Kinder-Care Learning Center Project) , to be issued by the City pursuant to this Resolution and the Loan Agreement; Note Register: the records kept by the City Clerk to provide for the registration of transfer of ownership of the Note; Plans and Specifications : the plans and specifications for the construction and installation of the Improvements on the Land, which are approved by the Lender, together with such modifications thereof and additions thereto as are reasonably determined by the Borrower to be necessary or desirable for the completion of the Improvements and are approved by the Lender; 2 i j Pledge Agreement : the agreement to be executed by the City and the Lender assigning the Loan Agreement to the Lender; a 3 Prime Rate: the prime rate of interest publicly ( or equivalent successor rate) set or announced from time to time by First National Bank of Minneapolis, in Minneapolis, Minnesota, as the basis for determining the rate of interest on commercial borrowing; Principal Balance : so much of the principal sum on the Note as from time to time may have been advanced to or for the benefit of the City and remains unpaid at any time; Project : the Land and Improvements as they may at any time exist; Project Costs : the total of all "Construction Costs" and "Loan and Carrying Charges, " as those terms are defined in the Loan Agreement ; Resolution: this Resolution of the City adopted December 15, 1981 , together with any supplement or amendment thereto; Subordination Agreement: the Subordination, Nondis- turbance and Attornment Agreement of even date herewith executed by the Borrower, the Tenant and the Lender; Tenant: Kinder-Care Learning Centers, Inc . , a Delaware corporation, its successors and assigns . All references in this instrument to designated "Articles, " "Sections" and other subdivisions are to the designated Articles, Sections and subdivisions of this instrument as originally executed. The words "herein, " "hereof" and "hereunder" and other words of similar import refer to this Resolution as a whole not to any particular Article, Section or subdivision. 1-2 . Legal Authorization. The City is a political subdivision of the State of Minnesota and is authorized under the Act to initiate the revenue producing project herein referred to, and to issue and sell the Note for the purpose, in the manner and upon the terms and conditions set forth in the Act and in this Resolution. 1-3 . Findings . The City Council has heretofore determined, and does hereby determine, as follows : 3 ( (1 ) The City is authorized by the Act to enter into a Loan Agreement for the public purposes expressed in the Act; ( 2 ) The City has made the necessary arrangements with the Borrower for the establishment within the City of a Project consisting of certain property all as more fully described in the Loan Agreement and which will be of the character and accomplish the purposes provided by the Act, and the Ci--y has by this Resolution authorized the Project and execution of the Loan Agreement, the Pledge Agreement, the Note and the Construction Loan Agreement, which documents specify the terms and conditions of the acquisition and financing of the Improvements to be included in the Project; ( 3 ) in authorizing the Project the City' s purpose is, and in its judgment the effect thereof will be, to promote the public welfare by: the attraction, encouragement and development of economically sound industry and commerce so as to prevent, so far as possible, the emergence of blighted and marginal lands and areas of chronic unemployment; the develop- ment of revenue-producing enterprises to use the available resources of the community, in order to retain the benefit of the community ' s existing investment in educational and public service facilities; the halting of the movement of talented, educated personnel of all ages to other areas thus preserving the economic and human resources needed as a base for providing governmental services and facilities ; the provision of acces- sible employment opportunities for residents in the area; the expansion of an adequate tax base to finance the cost of governmental services, including educational services for the school district serving the community in which the Project is situated; (4) the amount estimated to be necessary to partially finance the Project Costs, including the costs and estimated costs permitted by Section 474 . 05 of the Act, will require the issuance of the Note in the principal amount of $250 , 000 as hereinafter provided; ( 5) it is desirable, feasible and consistent with the objects and purposes of the Act to issue the Note, for the purpose of partially financing the Improvements to be included in the Project; ( 6) the Note and the interest accruing thereon do not constitute an indebtedness of the City within the meaning of any constitutional or statutory limitation and do not constitute or give rise to a pecuniary liability or a charge against the general credit or taxing powers of the City and neither the full faith and credit nor the taxing powers of the City is pledged for the payment of the Note or interest thereon; and f 4 { (7 ) The Note is an industrial development bond within the meaning of Section 103 (b) of the Internal Revenue Code and is to be issued within the exemption provided urLder subparagraph (A) of Section 103 (b) (6) of the Code with respect to an issue of $ 1, 000, 000 or less; provided that nothing herein shall prevent the City from hereafter qualifying the Note under a different exemption if, and to the extent, such exemption is permitted by law and consistent with the objects and purposes of the Project. 1-4 . Authorization and Ratification of Project. The City has heretofore and does hereby authorize the Borrower, in accordance with the provisions of Section 474. 03 ( 7 ) of the Act and subject to the terms and conditions set forth in the Construction Loan Agreement, to provide for the construction and installation of the Improvements to be included in the Project pursuant to the Plans and Speci- fications by such means as shall be available to the Borrower and in the manner determined by the Borrower, and without advertisement for bids as may be reguired for the construction and acquisition of municipal facilities; and the City hereby ratifies, affirms, and approves all actions heretofore taken by the Borrower consistent with and in anticipatdon of such authority and in compliance with the Plans and Specifications . i a { i e A 5 ` i ARTICLE TWO NOTE 2-1 . Authorized Amount and Fonn of Note. The Note issued pursuant to this Resolution shall be in substantially the form set forth herein, with such appropriate variations, omissions and insertions as are permitted or required by •this Resolution, and in accordance with the further provisions hereof; and the total principal amount of the Note that may be outstanding hereunder is expressly limited to $250, 000 unless a duplicate Note is issued pursuant to Section 2-7 . The Note shall be in substantially the following form: UNITED STATES OF AMERICA STATE OF AINNESOTA COUNTY 0F" HENNEPIN CITY OF EDEN PRAIRIE Commercial Developmer3t Revenue Note of 1981 (Kinder-Care Learming Center Project) $250, 000 FOR VALUE RECEIVED t}se CITY OF EDEN PRAIRIE, Hennepin County, Minnesota, ( the "City") hereby promises to pay First National Bank of Chaska, in Chaska, Minnesota (the "Lender" ) , its successors or registered assigns , from the source and in the manner hereinafter provided, the principal sum of TWO HUNDRED FIFTY" THOUSAND AND NO/L00 DOLLARS ( $250, 000 .00 ) , or so much thereof_ as may have been advanced to or for the benefit of the City and remains unpaid from time to time (the "Principal Balance" ) , with interest thereon at the rate of twelve percent ( 12% ) per annum or at such higher rate as hereinafter provided in paragraph 1 (d) hereof, in any coin or currency which at the time or times of payment is legal tender for the payment of public or private debts in the United States of America, in accordance with the terms hereinafter set forth. 1. ( a) From and after the date hereof and until the "Amortization Date" (the first day of the calendar month next succeeding completion of the Project in accordance with the Construction Loan Agreement hereinafter referred to, but in any any event no later than unless extended by the Lender) , interest only shall be paid and interest shall be computed on the basis of actual days elapsed on a year of 365 days . Interest shall accrue from and after the date of each and every advance so made under this Note and shall be payable on the first day of the calendar month next succeeding the date upon which the first advance is made, and on the first day of each and every month thereafter-. . (b) From and after the Amortization Date , interest shall he computed on the basis of an assumed year of 360 days composed of twelve thirty-day months, and the 7 Principal Balance and accrued interest shall be amortized and paid in 239 equal consecutive monthly installments of $ , payable on the first day of each month commencing on the first day of the calendar month next succeeding the Amortization Date and continuing until the twentieth anniversary of the Amortization Date, at which time the entire Principal Balance and accrued interest thereon shall be due and payable in full (the "Final Maturity Date" ) . Payments shall be applied first to interest due on the Principal Balance and thereafter to reduction of the Principal Balance. ( c) If the interest on this Note should become subject to federal income taxation pursuant to a "Determination of 'Taxability" as that term is defined in Section 4. 07 of the Loan Agreement hereinafter referred to, and the Lender delivers to the Borrower a copy of the notice of the "Determination of Taxability", the interest rate shall be immediately increased to two percent ( 2% ) per annum and in excess of the Prime Rate of First National Bank of Minneapolis ( i . e. the rate of interest publicly announced by First National Bank of Minneapolis from time to time as its prime rate) as that rate may change from time to time, with changes in the interest rate applicable hereunder to become effective on the same day as such change in the Prime Rate takes place, such interest to be computed on the basis of actual days elapsed in a year of 365 days; but in no event shall the interest rate hereunder ever be less than 12.% per annum regardless of changes in the Prime Rate . The monthly installments of accrued interest only under paragraph 1 ( a) hereof shall be adjusted accordingly and each monthly installment payable under paragraph 1 (b) hereof after such increase in the interest rate shall be equal to the then remaining Principal Balance divided by the number of monthly payments remaining to the Final Maturity Date, plus accrued interest at said increased rate; and in addition the Lender shall be entitled to receive upon demand an amount equal to the aggregate difference between ( i ) the monthly payments theretofore made to the Lender on this Note between the "Date of Taxability" , as that term is defined in the Loan Agreement , and the date of receipt by the Borrower of notice of such "Determination of Taxability" , and ( ii) the monthly payments which would have been made during such period if the increased rate had been in effect throughout such period . (d) Unless a "Determination of Taxability" shall occur, in which event the interest rate shall be governed by paragraph 1 ( c) hereof, the rate of interest on the Principal Balance shall be adjusted on December 15 , 1986, December 15, 1991 , December 15, 1993, December 15, 1995, December 15, 1997 , and December 15, 1999 to be equal to the greater of ( i ) 75% of the Prime Rate of First National Bank of Minneapolis (I.e. the 8 rate of interest publicly announced by First National Bank of Minneapolis from time to time as its prime rate) as that rate is established at the end of the last business day before the day on which the adjustment is made, or ( ii) twelve percent (12% ) per annum. Each monthly installment payable after each such adjustment date shall be accordingly adjusted and shall be equal to the amount necessary to amortize the remaining Principal Balance plus accrued interest at such adjusted rate by the Final Maturity Date in equal monthly installments. 2 . In any event, the payments hereunder shall be sufficient to pay all principal and interest due, as such principal and interest become due, and to pay any premium or penalty, at maturity, upon redemption, or otherwise. 3 . If the Lender should not receive on the first day of any month all of the principal and interest then due on the Note, and if the City should continue to be in arrears through the fifteenth day of such month, then, in addition to all other sums due hereunder, the Lender shall be entitled to receive on the sixteenth day of such month a service charge equal to four percent (4.00% ) of the delinquent principal and interest. 4 . Principal and interest and premium due hereunder shall be payable at the principal office of the Lender, or at such other place as the Lender may designate in writing. 5 . This Note is issued by the City to provide funds for a project, as. defined in Section 474 . 02 , Subdivision la, Minnesota Statutes, consisting of the construction and equipping of a child learning and day-care facility on land within the City, pursuant to a Loan Agreement of even date herewith between the City and Westin and Hesse Partnership (the "Borrower") (the "Loan Agreement" ) , and this Note is further issued pursuant to and in full compliance with the Constitution and laws of the State of Minnesota, particularly Chapter 474, Minnesota Statutes, antl pursuant to a resolution of the City' Council duly adopted on December �, ")1981 (the "Resolution 6 . This Note is secured by a Pledge Agreement of even date herewith by the City to the Lender (the "Pledge Agreement" ) , a Mortgage, Security Agreement and Fixture Financing Statement, of even date herewith between the Borrower, as mortgagor, and the Lender as mortgagee (the "Mortgage" ) , by a Guaranty of even date herewith from Carl O. Westin and Harold F. Hesse to the Lender (the Guaranty) and by an Assignment of Leases and Rents , of even dame herewith, from the Borrower to the Lender ( the "Assignment of Leases and Rents" ) . The disbursement of the proceeds of this Note is 9 subject to the terms and conditions of a Construction Loan Agreement of even date herewith between the Lender, the City and the Borrower ( the "Construction Loan Agreement" ) . 7 . The Lender rnay extend the times of payments of interest and/or principal of or any penalty or premium due on this Note, including the Final Maturity Date, without notice to or consent of any party liable hereon and without releasing any such party. However, in no event may the Final Maturity Date be extended beyond thirty (30 ) years from the date hereof. S. This Note may not be prepaid prior to the Amortization Date or during the first five ( 5 ) Loan Years, as hereinafter defined. Beginning with the sixth (6th) Loan Year, this Note may be prepaid in whole, or in part, on any monthly payment date upon payment. of a premium of five percent (5%) of the amount prepaid. The premium for prepayment shall decrease one percent ( 1% ) for each Loan Year thereafter. Beginning with the eleventh ' (llth) Loan Year, this Note may be prepaid in whole or in part on anyrnonthly payment date without premium. The term "Loan Year" as used herein shall mean a twelve ( 12 ) month period commencing on the Amortization Date and on each anniversary thereof. 9 . This Note ds further subject to prepayment by the City, at any time, without a premium, in whole or in part, upon the occurrence of certain events of damage, destruction or condemnation of the property secured by the Mortgage, as specified in Sections 2.03 and 2 . 04 of the Mortgage. Also, if the Borrower receives from the Lender notice of a "Determination of Taxability" as defined in Section 4 . 07 (2 ) of the Loan Agreement, the Note is subject to prepayment at option of the Lender or the Borrower within 60 days immediately following such notificat1on, provided the Borrower or Lender (whichever one is exercising its option) gives at least five days written advance notice to the other. In addition, the Lender shall have the option to declare the Principal Balance and accrued interest due and payable on December 1 , 1991 , December 1 , 1993 , December 1 , 1995 , December 1 , 1997 and December 1, 1999 upon sixty (60 ) days prior written notice to the City and the Borrower. However, if Lender shall have given such notice and if at any time prior to November 20, in each of the above years, the Borrower shall notify the Lender and City that the Borrower has located a purchaser which has agreed in writing to purchase this Note on November 30 in any of the above years , the Lender shall agree to assign to the purchaser on November 30 of such year, the Note, the Pledge Agreement, the Mortgage, the Assignment of Leases and Rents, the Loan Agreement and the Guaranty, without recourse and without any warranties other than that the Lender is the holder of such i 10 documents and without cost or expense to the Lender, upon payment by the purchaser of the outstanding Principal Balance and accrued interest. 10 . In the event of prepayment of this Note, the Lender shall apply any such prepayment against the applicable prepayment premium, if any, then against the accrued interest . on the Principal Balance and finally against the final principal amounts due under the Note. the monthly payments due under paragraph 1 hereof, shall continue to be due and payable in full until the entire Principal Balance and accrued interest due on this Note have been paid regardless of any partial prepayment made hereunder. 11. As provided in the ResoLution and subject to certain limitations set forth therein, this Note is transferable upon the books of the City at the office of the City Clerk, by the Lender in person or by his agent duly authorized in writing, at the Lender' s expense, upon surrender hereof together with a written instrument of transfer satisfactory to the City Clerk, duly executed by the Lender or his duly authorized agent. Upon such transfer the City Clerk will note the date of registration and the name and address of the new registered Lender in the registration blank appearing below. The City may deem and treat the person in whose name ( the Note is last registered upon the books of the City with such registration noted on the Note, as the absolute owner hereof, whether or not overdue, for the purpose of receiving payment of or on the account, of the Principal Balance, redemption price or interest and for all. other purposes, and all such payments so made to the Lender or upon his order shall be valid and effective to satisfy andc3ischarge the liability upon the Note to the extent of the sum or sums so paid, and the City shall not be affected by any notice to the contrary. 12 . All of the agreements, conditions, covenants, provisions and. stipulations contained ir_ the Resolution, the * Mortgage, the Assignment of Leases and Rents, the Loan Agreement, the Pledge Agreement and the Construction Loan Agreement are hereby made a part' of this Note to the same extent and with the same force and effect as if they were fully set forth herein. 13 . This Note and interest thereon and any service charge or premium due hereunder are payable solely from the revenues and proceeds derived from the Loan Agreement, the Mortgage, the Guaranty and the Assignment of Leases and Rents, and do not constitute a debt of the City within the meaning of any constitutional or statutory limitation, are not payable ( 11 from or a charge upon any funds other than the revenues and proceeds pledged to the payment thereof, and do not give rise to a pecuniary liability of the City or, to the extent permitted by law, of any of its officers , agents or employees, and no holder of this Note shall ever have the right to compel any exercise of the taxing power of the City to pay this Note or the interest thereon, or to enforce payment thereof against any property of the City, and this Note does not constitute a charge, lien or encumbrance, legal or equitable, upon any property of the City, and the agreement of the City to perform or cause the performance of the covenants and other provisions herein referred to shall be subject at all times to the availability of revenues or other funds furnished for such purpose in accordance with the Loan Agreement, sufficient to pay all costs of such performance or the enforcement thereof. 14 . It is agreed that Lime is of the essence of this Note . If an Event of Default (as that term is defined in the Mortgage, the Assignment of Leases and Rents, the Construction Loan Agreement or the Loan Agreement) shall occur, then the Lender shall have the right and option to declare; upon ten ( 10 ) days written notice, the Principal Balance and accrued interest thereon, immediately due and payable, whereupon the same, plus any premiums or service charges , shall be due and payable, but solely from sums made available under the Loan Agreement, the Guaranty, the Assignment of Leases and Rents and the Mortgage.- Failure to exercise such option at any time shall not constitute a waiver of the right to exercise the same at any subsequent time. 15 . The remedies of the Lender, as provided herein and in the Mortgage, the Assignment of Leases and Rents, the Guaranty, the Loan Agreement, the Pledge Agreement and the Construction Loan Agreement, are not exclusive and shall be cumulative and concurrent and may be pursued singly, successively or together, at the sole discretion of -the Lender, and may be exercised as often as occasion therefor shall occur; and the failure to exercise any such right or remedy shall in no event be construed as a waiver or release thereof. 16 . The Lender shall not be deemed, by any act of omission or commission, to have waived any of its rights or remedies hereunder unless such waiver is in writing and signed by the Lender and, then only to the extent specifically set forth in the writing. A waiver with reference to one event shall not be construed as continuing or as a bar to or waiver of any right or remedy as to a subsequent event. 12 ( 17 . This Note has been issued without registration under state or federal or other securities laws, pursuant to an exemption for such issuance; and accordingly the Note may not be assigned or transferred in whole or part, nor may a participation interest in the Note be given pursuant to any participation agreement, except in accordance with an applicable exemption from such registration requirements . IT IS HEREBY CERTIFIED AND RECITED that all conditions, acts and things required to exist, happen and be performed precedent to or in the issuance of this Note do exist, have happened and have been performed in regular and due form as required by law. IN WITNESS WHEREOF, the City has caused this Note to be duly executed in its name by the manual signatures of the Mayor and City Clerk and has caused the corporate seal to be affixed hereto, and has caused this Note to be dated December 1981 . CITY OF EDEN PRAIRIE, MINNESOTA { Mayor Attests City Clerk (SEAL) �l 13 PROVISIONS AS TO REGISTRATION The ownership of the unpaid Principal Balance of this Note and the interest accruing thereon is registered on the books of the City of Eden Prairie in the name of the holder last noted below. Date of Name and address Signature of Registration Registered Owner City Clerk The First National Bank of Chaska December 1981 Chaska, MN 55318 !/ 14 2-2 . The Note. The Note shall be dated as of the date of delivery, shall be payable at the times and in the manner, shall bear interest at the rate, and shall be subject_ to such other terms and conditions as are set forth therein. 2-3 . Execution. The Note shall be executed on behalf of the City by the signatures of its Mayor and City Clerk and shall be sealed with the seal of the City. In case any officer whose signature shall appear on the Note shall cease to be such officer before the delivery of the Note, such signature shall nevertheless be valid and sufficient for all purposes, the same as if had remained in. office until delivery. In the event of the absence or disability of the Mayor or the City Clerk such officers of the City as, in the opinion of the City P_t.torney, may act in their behalf, shall without .further act or authorization of the City Council execute and deliver the Note. 2-4 . Delivery of Note. Before delivery of the Note there shall be filed with the Lender (except to the extent waived by the Lender) the following items : ( 1 ) an executed copy of each of the following documents: (A) the Loan Agreement; (B ) the Pledge Agreement; (C) the Mortgage; (D) the Assignment of Leases and Rents; (E) the Construction Loan Agreement; (F ) the Guaranty; (G) a Cost Certificate signed by the Borrower certifying the use of the proceeds of the Note ; (H) the Lease; ( 1 ) the Subordination Agreement. ( 2) an opinion of Counsel for the Borrower as prescribed by Bond Counsel; 15 r (3 ) the opinion of Bond Counsel as to the validity and tax exempt status of the Note; (4 ) a commitment or binder_ for a Mortgagee ' s title insurance policy written by a Title Insurance Company of Minnesota insuring the validity of the Mortgage as a first lien on the Project su-bject only to such exceptions as are approved by the Lender; ( 5 ) such ot7ler documents and opinions as Bond Counsel may reasonably require for purposes of rendering its opinion required in subsection ( 3 ) above or that the Lender may reasonably require for the closing . 2-5 . Disposition of Note Proceeds. There is hereby established with the Lender a Construction Fund to be held by the Lender as a separate account of the City as provided in the Construction moan Agreement. Upon -delivery of the Note to Lender, the proceeds of such Note shall be credited to the Construction Fund held by the Lender, and the Lender shall, on behalf of the City, disburse funds therefrom for payment of Project Costs upon receipt of such supporting documentation as the Lender may deem reasonably necessary, including compliance with -the provisions of the Construction Loan Agreement. The Borrower shall provide the City with a f,a11 accounting of all funds disbursed for Project Costs . 2-6 . Registration of Transfer. The City will cause to be kept at the office of the City Clerk a Note Register in which, subject to such reasonable regulations as it may prescribe, the City shall provide for the registration of transfers of ownership of the Note. The Note shall be transferable upon the Note Register by the Lender in person or by its agent duly authorized in writing, upon surrender of the Note together with a written instrument of transfer satisfactory to the City Clerk, duly executed by the Lender or its duly authorized agent. Upon such transfer the City Clerk shall note the date of registration and the name and address of the nev Lender in the Note Register and in the registration blanl appearing on the Note . 2-7 . Mutilated, Lost or Destroyed Note. In case any Note issued hereunder shall become mutilated or be destroyed or lost, the City shall, if not then prohibited by law, cause to be executed and delivered, a new Note of like outstanding principal amount, number and tenor in exchange and substitution for and upon cancellation of such mutilated Note, os in lieu of and in substitution for such Note 16 destroyed or lost, upon the Lender ' s paying the reasonable expenses and charges of the City in connection therewith, and in the case of a Note destroyed or lost, the filing with the City of evidence satisfactory to the City that such Note was destroyed or lost, and furnishing the City with indemnity satisfactory to it. if the mutilated, destroyed or lost Note has already matured or been called for redemption in accordance with its terms it shall not be necessary to issue a new Note prior to payment. 2-8. Ownership of Note. The City may deem and treat the person in whose name the Note is last registered in the Note Register and by notation on the Note whether or not such Note shall be overdue, as the absolute owner of such Note for the purpose of receiving payment of or on account of the Principal Balance, redemption price or interest and for all other purposes whatsoever, and the City shall not be affected by any notice to the contrary. 2-9 . Limitation on Note Transfers . The Note has been issued without registration under state or other securities laws, pursuant to an exemption for such issuance; and accordingly the Note may not be assigned or transferred in whole or part, nor may a participation interest in the Note be given pursuant to any participation agreement, except in accordance with an applicable exemption from such registration requirements. 2-10. Issuance of New Notes. Subject to the provisions of Section 2-9, the City shall, at the request and expense of the Lender issue new notes, in aggregate outstanding principal amount equal to that of the Note surrendered, and of like tenor except as to number, principal amount,, and the amount of the monthly installments payable thereunder, and registered in the name of the Lender or such transferee as may be designated by the Lender. 17 ARTICLE THREE GENERAL COVENANTS 3-1 . Payment of P rincipal and Interest. The City covenants that it will promptly pay or cause to be paid the principal of and interest on the Note at the place, on the dates, solely from the source and in the manner provided herein and in the Note . The principal and interest are payable solely from and secured by revenues and proceeds derived from the Loan Agreement, the Pledge Agreement, the Mortgage, the Guaranty and the Assignment of Leases and Rents, which revenues and proceeds are hereby specifically pledged to the payment thereof in the manner and to the extent specified in the Note, the Loan Agreement, the Pledge Agreement, the Mortgage, the Guaranty and the Assignment of Leases and Rents; and nothing in the Note or in this Resolution shall be considered as assigning, pledging or otherwise encumbering any other funds or assets of the City. 3-2 . Performance of and Authority for Covenants . The City covenants that it will faithfully perform at all times any and all covenants , undertakings, stipulations and provisions contained in this Resolution, in the Note executed, authenticated and delivered hereunder and in all proceedings of the City Council pertaining thereto; that it is duly authorized under the Constitution and laws of the State of Minnesota including particularly and without limitation the Act, to issue the Note authorized hereby, pledge the revenues and assign the . Loan Agreement in the manner and to the extent set forth in this Resolution, the Note, the Loan Agreement and the Pledge Agreement; that all action on its part for the issuance of the Note and for the execution and delivery thereof has been duly and effectively taken; and that the Note in the hands of the Lender is and will be a valid and enforceable special limited obligation of the City according to the terms thereof. 3-3 . Enforcement and Performance of Covenants. The City agrees to enforce all covenants and obligations of the Borrower under the Loan Agreement and Construction Loan Agreement, and to perform all covenants and other provisions pertaining to the City contained in the Note, the Loan Agreement and the Construction Loan Agreement and subject to Section 3--4 . 18 Y t 3-4 . Nature of Security. Uotwithstand.ing anything contained in the Note, the Mortgage, the Assignment of Leases and Rents, the Loan Agreement, the Pledge Agreement or any other document referred to in Section 2-4 to the contrary, under the provisions of the Act the Note may not be payable from or be a charge upon any funds of the City other than the revenues and proceeds pledged to the payme-nt thereof, nor shall the City be subject to any liability thereon, nor shall the Note otherwise contribute or give rise to a pecuniary liability of the City or, to the extent permitted by law, any of the City' s officers, employees. and agents. No holder of the Note shall ever have the right to cornpel any exercise of the taxing power of the City to pay the Note or the interest thereon, or to enforce payment thereof against any :property of the City other than the revenues pledged under the Pledge Agreement; and the Note shall not constitute a charge, lien or encumbrance, legal or equitable, upon any property of the City; and the Note shall not constitute a debt of the City within the meaning of any constitutional or statutory limitation; but nothing in the Act impairs the sights of the Lender to" enforce the covenants made for the security thereof as provided in this Resolution, the Loan Agreement, the Pledge Agreement, the Mortgage, the Assignment of Leases and Rents , the Construction Loan Agreement, the Guaranty and in the Act, and by authority of the Act the City has made the covenants and agreements herein for the benefit of the Lender; provided that in any event, the agreement of the City to perform or enforce the covenants and other provisions contained in the Note, the 'Loan Agreement, the Pledge Agreement and the Construction Loan Agreement shall be subject at all times to the availability of revenues under the Loan Agreement sufficient -to pay all costs of such performance or the enforcement thereof, and the City shall not be subject to any personal or pecuniary liability thereon. t 19 ARTICLE FOUR MISCELLANEOUS 4-1 . Severability. If any provision of this Resolution shall be held or deemed to be or shall, in fact, be inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions or in all jurisdictions or in all cases because it conflicts with any provisions of any constitution or statute or rule or public policy, or for any other reason, such circumstances shall not have the effect of rendering the provision in question inoperative or unenforceable in any other case or circumstance, or of rendering any other_ provision or provisions herein contained invalid, inoperative, or unenforceable to any extent whatever. The invalidity of any one or more phrases, sentences, clauses or paragraphs in this Resolution contained shall not affect the remaining portions of this Resolution or any part thereof . 4-2 . Authentication of T ranscript. The officers of the City are directed to furnish to i Bond Counsel certified copies of this Resolution and all documents referred to herein, and affidavits or certificates as to all other matters which are reasonably necessary to evidence the validity of the Note. All such certified copies, certificates and affidavits, including any heretofore furnished, shall constitute recitals of the City as to the correctness of all statements contained therein. 4-3 . Registration of Resolution. The City Clerk is authorized and directed to cause a copy of this Resolution to be filed with the County Auditor of Hennepin County, and to obtain from said County Auditor a certificate that the Note as a bond of the City has been duly entered upon his bond register. 4-4 . Authorization to Execute Agreements . The forms of the proposed Loan Agreement, the Pledge Agreement, the Construction Loan Agreement, the Guaranty, the Mortgage and the Assignment: of Leases and Rents are hereby approved in substantially the form heretofore presented to the City Council together with such additional details therein as may be necessary and appropriate and such modifications thereof, deletions therefrom and additions thereto as may be 20 i necessary and appropriate and approved by Bond Counsel prior to the execution of the documents , and the Mayor and City Clerk of the City are authorized to execute the Loan Agreement, the Pledge Agreement and the Construction Loan Agreement in the name of and on behalf of the City and such other documents as Bond Counsel consider appropriate in connection with the issuance of the Note. In the event of the absence or disability of the Mayor or the City Clerk such officers of the City as, in the opinion of the City Attorney, may act in their behalf, shall without Further act or authorization of the City Council do all things and execute all instruments and documents required to be done or executed by such absent or disabled officers . The execution of any instrument by the appropriate officer or officers of the City herein authorized shall be conclusive evidence of the approval of such documents in accordance with the terms hereof. Adopted: December It , 1981 /�0 Ma r t e city of TT-den Prairie Attest: City,' ex 21