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HomeMy WebLinkAboutResolution - 92-139 - Authorizing Treasurer or Deputy Treasurer to Make Electronic Fund Transfers for City of Eden Prairie - 07/07/1992 CITY OF EDEN PRAIRIE HENNEPIN COUNTY, MINNESOTA RESOLUTION NO. 92-139 A RESOLUTION AUTHORIZING THE TREASURER OR DEPUTY TREASURER TO MAKE ELECTRONIC FUND TRANSFERS FOR CITY OF EDEN PRAIRIE BE IT RESOLVED, by the City Council of the City of Eden Prairie, County of Hennepin, that the City Treasurer or Deputy Treasurer is authorized to make electronic fund transfers with any bank, or other financial institution authorized to do business in the State of Minnesota, for investments of excess cash, payment of bond principal , bond interest and a fiscal agent services charges, monthly sales tax, and state payroll withholdings and other banking transactions deemed appropriate by the treasurer. ADOPTED by the City Council o 7th_ day of 1992. 0City Eden Prairie this ATTEST: ELECTRONIC FUNDS TRANSFER POLICY The Treasurer and Deputy Treasurer are authorized to access the Banks Customer Money Transfer (CMT) System for the following services: 1. To obtain transaction reports listing incoming and outgoing messages and advice of debits and credits. 2. Initiation of outgoing preprogrammed funds transfers that contain destination, debit and credit fields that remain constant. The preprogramming of these transfers will be performed or updated by Bank employees upon written request from the City. 3. Initiation of outgoing future dated funds transfers. The CMT system provides valuable security features to prevent unauthorized individuals access to the system. CMT allows the City to control what information is accessed by each authorized user. A User ID is unique to each person accessing CMT. A password is required to access the system. Every 30 days the password is changed by user. The password is not displayed on the screen as you key it so that security is maintained . Both User ID & password must be entered correctly to access system. After three unsuccessful attempts you are automatically disconnected. Anyone re-dialing into CMT will receive the error message, USER NOT AUTHORIZED. First Bank will not accept a phone call , asking to verify the password the request must be in written in order to access the system. A personal identification number is the same as the security code issued for telephone initiated wire transfers. Call back parties are the the final authority to approve wire transfers. Should First Bank question the authenticity, dollar amount, destination bank, etc. , of a wire transfer, a Call-Back Party is contacted. Repeat codes offer increased security over Freeform Fedwires because beneficiary bank, name and account number cannot be changed. Wire transfers that use repeat codes include Repetitive Fedwires, Semi-repetitive Fedwires. By using message limitations for wire transfer initiation, the city can establish greater internal controls. Initially arepetitive code has been set up to wire money to the various banks and financial institutions. Also a freeform can be made to transfer if the institution has not been set up with repetitive codes. When a CMT is required a repetitive code or freeform is entered and a hard copy is printed at the workstation at City Hall . This transaction is kept on file with confirmations from the bank or financial institution . All amounts transferred , except investment transfers,are submitted on the ��� last prelist of the month which is approved by the City Council . ��